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April 13, 2026
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Malta citizenship by merit: complete guide for exceptional contributors

Some people leave a mark through work, ideas, or service that creates real value — and Malta citizenship by merit is designed to recognise that level of impact.

The merit framework is not a buy-a-passport route. It is citizenship by naturalisation that follows proven value and a credible connection, backed by genuine ties and exceptional contribution to Malta or humanity.

To approach the request for citizenship assessment seriously, it is necessary to learn the rules and expectations — what may count as merit, what evidence matters, and who reviews the application. That is what this guide unfolds.

Frederick Ellul
Explained how to get Malta citizenship by merit
Fact checked by Elena RudaElena Ruda
Elena Ruda
Fact checked by Elena Ruda
Elena helped over 500 investors’ families to choose and obtain second citizenship or residency. She knows the pros and cons of each investment option and improves the industry expertise at the company.
Reviewed by Vladlena BaranovaVladlena Baranova
Vladlena Baranova
Reviewed by Vladlena Baranova
Vladlena leads preparation to Due Diligence and application for citizenship or residency by investment. She performs independent and in-depth analysis of investors’ situations and indicates possible risks. Vladlena helped to get second passports and residence permits to over 300 investors from all over the world.
malta citizenship by merit

Understanding Malta citizenship by merit

Malta citizenship by merit is a discretionary route to citizenship granted for exceptional service or contribution to Malta or humanity. Eligibility can stem from achievements in science and research, technology and innovation, entrepreneurship, arts and culture, sports, philanthropy, healthcare, or national security[1].

Citizenship by merit in Malta is a discretionary process governed by Subsidiary Legislation 188.06. It does not constitute a citizenship-by-investment programme or scheme. Assessment is conducted on a case-by-case basis by the Community Malta Agency.

What laws govern Malta citizenship by merit?

Malta citizenship by merit is governed by the following instruments:

  • Maltese Citizenship Act Cap. 188, Article 10(9) — the statutory power for the Minister to grant citizenship by naturalisation for exceptional services or exceptional interest to Malta[3];
  • Maltese Citizenship Amendment Act XXI 2025 — the reform that shifted the legal basis away from the investor model and anchored the merit-based route in the primary legislation[4];
  • Granting of Citizenship for Exceptional Services Regulations, L.N. 437 of 2020 — the subsidiary legislation that provides the operational rules and process;
  • Amendment Regulations 2025, including Legal Notice 159/2025 — the updates that retitled and recalibrated the regulations to the current merit criteria and evaluation procedure[5].

In practice, eligibility sits in Article 10(9), while the regulations control the gatekeeping mechanics — how merit is assessed, by whom, and on what evidentiary record.

How are decisions made?

Malta citizenship by merit follows a qualitative, case-by-case assessment with no fixed thresholds. Each application is assessed individually, with the final decision taken at the ministerial level on the basis of an independent evaluation.

Key bodies involved in Malta citizenship by merit are:

  • Community Malta Agency, CMA, — administering authority responsible for applications, initial assessment, and Due Diligence[6];
  • Evaluation Board — an independent body assessing merit and issuing recommendations;
  • Office of the Regulator for the Granting of Citizenship for Exceptional Services — oversight authority ensuring integrity and compliance with the citizenship law and regulations.

Applicants submit a proposal letter to the Community Malta Agency, which carries out the initial assessment and Due Diligence. The case is then reviewed by an independent Evaluation Board, which may consult sector-specific experts to verify the claimed contribution. The Board issues a recommendation, after which the Minister exercises final discretion.

The framework aligns with EU law after the ECJ ruling by removing fixed financial criteria and requiring real residence and integration. This non-transactional approach reflects the Court’s position that citizenship must be based on genuine ties and mutual trust with the state.

Possible fields for assessment of Malta citizenship request

Maltese legislation does not establish a list of sectors or achievements that lead to naturalisation by merit. Each request is reviewed individually by the Community Malta Agency as part of a discretionary assessment. 

Contributions that align with Malta Vision 2050 may be taken into account. It is the country’s long-term development priorities.[7]

The areas listed below illustrate fields where exceptional achievements may be considered:

  1. Science and research. Leading contributions to fields such as biotechnology, climate science, materials science, or health research.
  2. Technology and innovation. Advances in artificial intelligence, fintech, blockchain, cybersecurity, or digital infrastructure aligned with Malta's strategic positioning in AI and digital transformation.
  3. Arts and culture. Recognition for achievements in visual arts, literature, music, theatre, or heritage conservation, enhancing Malta's cultural profile.
  4. Sports. International-level achievement or contribution to Malta's sporting infrastructure or youth development.
  5. Entrepreneurship. Establishment or expansion of businesses that create high-value employment, foster innovation, or strengthen Malta's economic ecosystem.
  6. Philanthropy. Substantial, verifiable contributions to social, educational, or environmental projects benefiting Malta or global causes.
  7. Healthcare. Clinical, research, or public health contributions improving outcomes for Maltese citizens or addressing global health challenges.
  8. National security and public service. Contributions that enhance Malta's security, governance, or resilience, evaluated with sensitivity to the geopolitical context.

Malta citizenship by merit applicants must demonstrate exceptional value delivered either directly to Malta or more broadly to humanity, provided that the contribution is credible, substantial, and aligned with Malta’s public-interest priorities.

Frederick Ellul,
Lawyer and Immigrant Invest's partner in Malta

Malta citizenship by merit assessment criteria

Maltese legislation does not establish fixed criteria that automatically lead to naturalisation by merit. Each request is reviewed individually by the Community Malta Agency. 

The review may take into account the applicant’s achievements, professional track record, and the potential relevance of their activities to Malta’s long-term national priorities, including those outlined in the Vision 2050 strategy.

Some factors are typically considered in the naturalisation application:

  1. Clean criminal standing.
  2. No sanctions exposure.
  3. No problematic visa history.
  4. Lawful, provable income.
  5. Financial self-sufficiency, evidenced by maintaining at least €70,000 in available funds.
  6. Residential address in Malta — ownership or a long-term lease, for the residency period and post-naturalisation plans.
  7. Health insurance cover, valid insurance for Malta for the relevant period.
  8. Exceptional service or contribution — demonstrated achievements or a credible plan to deliver measurable value to Malta or humanity.
  9. Naturalisation conditions — evidence of at least 8-monthly residence, integration, and language readiness.

Malta citizenship by merit can extend to immediate family members. Dependants include a spouse and children under 18. A spouse must be linked through a legally registered marriage or partnership, or through a de facto relationship evidenced by reliable documentation.

Adult children and parents may also be added, but only where strict financial dependency is clearly documented and the integration conditions are met.

Frederick Ellul,
Lawyer and Immigrant Invest's partner in Malta

Malta citizenship by merit application process

Requests for Malta citizenship by merit are reviewed through a multi-stage administrative assessment. Outcomes are discretionary: the Minister’s decision is final and a refusal comes with no formal right of appeal, so the file must be built to withstand a high level of scrutiny.

The duration of the process varies depending on the administrative requirements of the Community Malta Agency and the circumstances of the individual case. The overview below summarises the key stages involved.

Preliminary Due Diligence
Preliminary Due Diligence

The process opens with Immigrant Invest’s internal screening. A certified Anti‑Money Laundering Officer reviews the applicant’s documents against international compliance and intelligence sources, including sanctions registers and business-risk databases. 

The aim is to flag issues that could cause refusal later. If any concerns appear, the team may recommend mitigation steps, such as supplying additional evidence or adjusting parts of the planned submission.

Acquisition of Maltese residency
Acquisition of Maltese residency

Securing Maltese residency is the first mandatory step on the route to citizenship application. At this stage, the applicant either rents or purchases a home in Malta and arranges valid health insurance. 

Immigrant Invest lawyers gather police clearance certificates, compile the financial profile and supporting evidence, and complete the state forms required for the residence filing. The documentation assembled here is later used to evidence genuine ties to Malta.

Proposal Letter preparation
Proposal Letter preparation

Immigrant Invest lawyers draft the Proposal Letter, presenting the applicant’s profile, exceptional achievements, and a specific contribution plan linked to Malta’s national interest. Where useful, early contact with relevant Maltese bodies is initiated to test feasibility and support validation of the proposed direction.

Eligibility Assessment
Eligibility Assessment

The Proposal Letter and supporting file are submitted for Due Diligence and merit review. The Evaluation Board assesses the applicant’s profile to determine whether the case can progress.

Approval in Principle
Approval in Principle

Following the eligibility outcome, the applicant receives either an Approval in Principle or a refusal. Approval in Principle is conditional and does not grant citizenship. It allows the applicant to continue residing in Malta and to begin delivering the exceptional services described in the Proposal Letter. The Community Malta Agency may monitor progress during this period.

Final Assessment
Final Assessment

A concluding review follows. The Evaluation Board performs the final evaluation, while the Community Malta Agency verifies that the applicant maintained good character and delivered the agreed contribution. 

If the assessment was positive, the participant gets the right to apply for citizenship.

What to include in your Proposal Letter for Malta citizenship by merit

To get an assessment of the request for Malta citizenship by merit, the applicant must submit a Proposal Letter through an authorised representative acting under a power of attorney. This is the central application document and it functions as the applicant’s case for why the citizenship application should be assessed.

Core components

The Proposal Letter serves as the applicant’s structured case for merit-based naturalisation request and should:

  1. Introduce the applicant and family.
  2. Summarise the applicant’s background, standing, and verified achievements.
  3. Explain the exceptional service or contribution already delivered or planned, supported by concrete projects and measurable performance targets.
  4. Set out a post-citizenship engagement strategy and presence in Malta.

Malta Vision 2050 features

Malta Vision 2050 is the country’s official long-term national strategy that defines how Malta intends to develop its economy, society, and environment over the coming decades[7]. It was introduced to provide a clear, unified framework for government policy, public investment, and private-sector initiatives, ensuring that development follows a coherent direction rather than fragmented or short-term priorities.

The strategy sets out five core pillars that guide national decision-making:

  • climate-neutral green and blue economy;
  • sustainable urban development and protection of cultural heritage;
  • healthy lives and wellbeing;
  • digital transformation and smart mobility;
  • social fairness and shared prosperity. 

In the context of Malta citizenship by merit, Vision 2050 acts as the benchmark for public interest.

Examples of actionable contributions

Depending on the applicant’s profile, contributions aligned with Malta Vision 2050 may include:

  • entrepreneurs — establishing a Malta headquarters, hiring local talent, investing in research and development, or partnering with Maltese universities and innovation hubs;
  • technologists — developing projects in areas such as artificial intelligence, fintech, or the digital economy that build local capabilities or generate intellectual property in Malta;
  • philanthropists — funding Maltese non-governmental organisations, cultural initiatives, educational scholarships, or sustainability projects with clear governance and impact metrics;
  • scientists and artists — collaborating with Maltese institutions through joint research, public lectures, exhibitions, or contributions that strengthen heritage, culture, and public engagement.

Each case is assessed individually. The relevance, scale, and long-term impact of the proposed contribution are evaluated in line with Malta national priorities and the applicant’s background.

Due Diligence and сompliance standards under Malta citizenship by merit

Due Diligence under Malta citizenship by merit covers both pre-approval screening and ongoing integrity expectations, with checks focused on criminal, financial, reputational, and professional risk.

Multi-level background checks

Malta citizenship by merit relies on strict Due Diligence to protect public trust and EU credibility. Applicants should expect comprehensive verification across multiple risk areas, including:

  1. Criminal and security screening — police certificates and cross-border checks covering countries of citizenship and residence, including screening through international and national law-enforcement channels.
  2. Financial integrity review — assessment of source of wealth and source of funds, ownership structures and beneficial owners, tax compliance, and relevant banking history.
  3. Reputational checks — adverse media screening for links to corruption, money laundering, sanctions exposure, or other integrity concerns.
  4. Professional and regulatory standing — verification of credentials, track record, and any disciplinary or regulatory actions.

Source-of-wealth documentation

Applicants must document how wealth was built and how funds were generated, with evidence that matches the declared profile. Supporting material usually includes corporate records, tax filings, bank statements and transaction history, and a clear narrative explaining the origin of wealth, especially where structures are complex or span multiple jurisdictions.

Banking and compliance considerations

Some international banks apply enhanced checks to Maltese citizens, depending on their internal risk policies. This may mean extra know‑your‑customer requests, more questions about the citizenship route and purpose, and deeper source‑of‑funds documentation. Preparing early and keeping a clear paper trail helps avoid disruption to existing banking relationships.

Deprivation grounds

Malta citizenship may be revoked in limited cases, including:

  • fraud or misrepresentation during the application process; 
  • non-delivery of the approved contribution; 
  • serious criminal conviction after naturalisation;
  • conduct that creates a significant security or reputational risk for Malta.

Tax implications for Maltese citizens

Spending more than 183 days in Malta within a year generally makes a person tax resident for that year. Since Malta citizenship by merit expects genuine ties and meaningful presence, tax residency is a realistic outcome that should be planned for early.

Malta tax rates

Personal income tax in Malta is progressive, depending on the income[14]:

  • 0% — up to €15,000;
  • 15% — €15,001 to 23,000;
  • 25% — €23,001 to 60,000;
  • 35% — above €60,000.

Corporate income tax is levied at 35%. Malta operates a full imputation system and, on dividend distribution, shareholders may be entitled to refunds, which can bring the effective rate down to 5% in typical structures[15].

Value-added tax is charged at a standard rate of 18%, with reduced rates of 7%, 5%, and 0% applying to essential goods and services[16].

Key additional taxes in Malta include:

  1. Capital gains — 35%, with fixed final withholding rates at 8%, 10%, or 12% for certain property transfers.
  2. Social security contributions — 10%.
  3. Stamp duty — 5% on transfers of immovable property and 2% on transfers of marketable securities[17].

Malta does not impose inheritance tax, estate tax, or a general net-wealth tax.

Tax consideration for US citizens

US citizens living in Malta remain subject to US worldwide taxation and reporting, regardless of where they reside.

Key US compliance points include:

  1. FBAR, FinCEN Form 114 — generally required if the aggregate maximum value of foreign financial accounts exceeds $10,000 at any time during the year[18].
  2. Expatriation and exit-tax exposure — relevant only upon formal renunciation of US citizenship, with covered expatriate status applying based on factors such as net worth of $2 million or more and prior tax-compliance certification[19].

Double taxation treaties

Malta has 77 double taxation treaties in force. In practice, these agreements reduce the risk of being taxed twice on the same income by providing credits or exemptions and by capping withholding tax on cross-border payments such as dividends, interest, and royalties. Treaty partners include the US, the UK, Canada, Australia, and most major EU states.

Risks and pitfalls of Malta citizenship by merit

Risks and pitfalls of Malta citizenship by merit often relate to process uncertainty, evidentiary burden, and compliance expectations, including:

  1. Discretionary decisions with limited recourse. Outcomes depend on ministerial discretion based on the Evaluation Board’s view. There is no published scoring and usually no formal appeal route.
  2. Weak link to Malta’s national interest. Even strong achievements may not be enough if the proposal does not show a clear public benefit for Malta or alignment with priority sectors. The focus must shift from personal success to how that success delivers measurable value to Malta.
  3. Strict Due Diligence and background checks. Reviews include criminal records, sanctions screening, anti‑money laundering checks, business links, and source‑of‑wealth documentation. Any adverse finding or anything not disclosed early can trigger refusal.
  4. Wrong submission route or unsuitable representative. Confusion about where to submit and who may represent applicants can create procedural problems. Using the wrong channel or an adviser without the right standing can weaken the case or cause rejection.
  5. Gaps in residence and integration evidence. The pathway increasingly expects genuine ties, meaningful time in Malta, and proof of integration.
  6. Family eligibility limits and timing pressure. Rules for dependents are strict, especially for adult children and parents.
  7. Property obligations and reduced flexibility. Many applicants need a stable Maltese address to support a genuine-ties profile. Property rules and long holding expectations can restrict exit choices.
  8. Banking delays and transfer issues. Banks may delay or block cross‑border payments linked to immigration and citizenship processes.
  9. Prior visa refusals and immigration complications. Past refusals, bans, or irregular history can raise extra questions and require careful explanation and evidence.

Why trust Immigrant Invest in Malta citizenship by merit application

Immigrant Invest assigns a dedicated case manager to run the file end-to-end, coordinates third-party validations where they strengthen credibility, and escalates complex legal points when specialist input is needed. 

Our key strengths for merit-based cases are:

  1. Preliminary Anti Money Laundering and sanctions screening before filing.
  2. Regulated representation with EU AML compliance.
  3. Clear separation between adviser checks and government Due Diligence.
  4. Staged payments to manage financial exposure.
  5. Document and process control tailored to discretionary decisions.

The team’s compliance function is built into day-to-day work, backed by long‑standing market practice since 2006 and a reported track record across citizenship and residence programmes.

Key takeaways about Malta citizenship by merit

  1. The Malta citizenship by merit is a discretionary process. Approval is based on exceptional achievement, genuine ties to Malta, and alignment with national strategic objectives.
  2. The framework best fits applicants with verifiable impact — entrepreneurs, technologists, philanthropists, scientists, artists, or elite sports figures — who can evidence past achievements and present a Malta-focused plan linked to Vision 2050.
  3. A strong case also requires an evidence-led Proposal Letter and full readiness for strict Due Diligence.
  4. Eligibility may arise after a minimum of 8 months of legal residence, but timing and outcome remain case-specific.

Frequently asked questions

Does Malta offer citizenship by investment in 2026?

No, Malta citizenship for exceptional services by direct investment was closed following the April 2025 European Court of Justice ruling. 

Citizenship by naturalisation based on merit under Legal Notice 159/2025 is non-transactional and requires demonstrable exceptional service or contribution, not fixed investment. Citizenship is granted at ministerial discretion based on contribution, genuine ties, and public interest.

What happened to pending investor citizenship applications after the 2025 ECJ ruling?

The ECJ judgment does not revoke Malta citizenship already granted under the investment pathway. However, the status of applications that were pending in April 2025 is uncertain. Some may have been grandfathered under transitional provisions, while others may have been terminated or required to transition to the Malta merit framework.

Applicants with pending applications should seek official clarification from the Community Malta Agency or their legal advisors.

Is dual citizenship allowed with Malta citizenship by merit?

Yes, Malta permits dual and multiple citizenship. Applicants are not required to renounce their existing nationality. Dual citizenship has been permitted since February 2000 and applies to all acquisition pathways.

Can I include my parents or siblings as dependents in the Malta citizenship by merit application?

Under Malta citizenship by merit, only a spouse and minor children are normally included as dependents in the main application. Parents and adult children may be added only if strict financial dependency and integration conditions are met, assessed case by case. Siblings are not eligible for inclusion.

How long must I physically live in Malta before and after applying for citizenship by merit?

Requests for naturalisation by merit generally involve a period of lawful residence in Malta prior to submission. Applicants often hold a residence permit for at least 8 months while establishing genuine links to the country.

Residence is expected to reflect meaningful presence and engagement in Malta. After naturalisation, Maltese law does not prescribe a fixed requirement for continuous residence. However, maintaining a genuine connection with the country may be relevant in the context of ongoing compliance with the conditions of naturalisation.

Will banks treat Malta merit citizenship differently than the old CBI passport?

Most banks apply enhanced Due Diligence to Malta citizenship holders based on institutional risk policies that do not distinguish between the new merit pathway and the old route for exceptional services by direct investment. 

UK, Swiss, Singapore, and US private banks may request additional KYC and AML documentation, explanations of citizenship purposes, or impose relationship restrictions. Applicants should consult their private bankers and compliance teams before applying to model the impact on existing banking relationships.

Can US citizens benefit from Malta citizenship, or does worldwide taxation eliminate the value?

US citizens are subject to worldwide taxation regardless of where they reside or which citizenships they hold. Acquiring Malta citizenship does not exempt US citizens from US income tax, FBAR, or FATCA obligations.

What happens if my Malta citizenship by merit application is rejected — can I appeal or get a refund?

No, the Minister’s decision is final and discretionary, and there is no right to appeal. Applicants should conduct a realistic self-assessment of merit eligibility and seek professional evaluation before committing resources.

Do I need to speak Maltese or pass a language test for Malta citizenship by merit?

There is no explicit Maltese language requirement for citizenship by merit. Malta has two official languages: Maltese and English. Applicants must demonstrate proof of language competency in one of them. English proficiency is sufficient for most applicants, given Malta’s widespread use of English in business, law, and daily life.

What is the difference between citizenship by merit and citizenship by naturalisation?

Malta citizenship by merit is a specific form of exceptional naturalisation under Article 10(9) of the Maltese Citizenship Act, reserved for individuals with manifestly superior services or exceptional contributions. 

Standard naturalisation under other provisions of the Act requires different eligibility criteria, such as 5 years of continuous residence, marriage to a Maltese citizen, or descent. Merit-based grants are discretionary and do not depend solely on residence duration; they require demonstrable exceptional achievement and alignment with national interest.

Are there annual quotas or caps on Malta merit-based citizenship grants?

No official annual quotas or numerical caps have been published for the Malta citizenship by merit pathway. The framework operates on a discretionary, case-by-case basis, with each application assessed individually through evaluation and ministerial decision‑making.

What documentation is required to prove 'exceptional contribution' for Malta citizenship by merit?

Documentation for Malta citizenship by merit varies by field but typically includes:

  • professional CV and credentials; 
  • awards and honours; 
  • publications and citations; 
  • business impact evidence; 
  • philanthropic proof; 
  • Malta-specific plans. 

All documents should be notarised, legalised, and translated into English if originally in another language.

How does Malta citizenship by merit affect my existing tax residency and reporting obligations?

Malta citizenship by merit does not automatically change tax residency or reporting obligations. Tax residency is determined separately, based on factors such as physical presence, ordinary residence, domicile, and demonstrated intent to live in Malta.

However, because the merit route requires genuine ties and meaningful presence, tax residency in Malta is a realistic outcome and should be planned for early. This can affect where income is taxable, what disclosures are required, and how cross-border reporting is handled in parallel with any existing obligations in other jurisdictions.

What are the grounds for the deprivation of Malta citizenship after it is granted?

Malta citizenship can be withdrawn in a narrow set of circumstances, including fraud or material misrepresentation during the application, failure to deliver the approved contribution, a serious criminal conviction after naturalisation, or behaviour that poses a substantial security or reputational risk to Malta.

Sources

  1. Source: The Community Malta Agency — Amendments to the Maltese Citizenship Act and subsidiary legislation
  2. Source: Court of Justice of the European Union — Press release No 52/25
  3. Source: Maltese Citizenship Act Cap. 188, Article 10(9)
  4. Source: Maltese Citizenship Amendment Act XXI of 2025
  5. Source: Legal Notice No. 159 of 2025
  6. Source: Granting of Citizenship by Naturalisation on the basis of Merit Regulations S.L. 188.06
  7. Source: Government of Malta — Malta’s Sustainable Development Strategy for 2050
  8. Source: Passport Index — Malta
  9. Source: Government of UK — Get an electronic travel authorisation to visit the UK
  10. Source: U.S. Department of State — Visa Waiver Program
  11. Source: Government of Canada — Electronic travel authorization
  12. Source: OECD — State of health in Malta
  13. Source: World Bank — Political Stability and Absence of Violence and Terrorism
  14. Source: PwC — Malta personal income tax
  15. Source: PwC — Corporate tax in Malta
  16. Source: PwC — Malta VAT
  17. Source: PwC — Malta social security contributions and stamp duty
  18. Source: Financial Crimes Enforcement Network — Reporting Maximum Account Value
  19. Source: IRS — Expatriation tax
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Malta citizenship by merit: complete guide for exceptional contributors
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Malta citizenship by merit: complete guide for exceptional contributors