Malta
citizenship

A second passport for living in the EU and travelling to 180+ countries visa-free

Download the guide Calculate the cost
€690,000+
Investment amount
1 or 3 years
Obtaining period
License
№ AKM‑IMIN‑22

The main path to a Maltese passport for foreign investors is naturalisation. They can apply for Malta citizenship for exceptional services by direct investment to get a residence permit and apply for a passport after a year or three. Applicants pass a strict Due Diligence check and fulfil several investment conditions.

Malta citizenship allows investors to live in the country or move to another European state, run an international business, provide high-quality healthcare and education to their family members, and travel the globe freely.

The Maltese Citizenship Act regulates the rules of naturalisation for exceptional services.

Benefits of Malta citizenship

1
Living in Malta and other EU and Schengen states

Investors with Malta passports may live in the country or reside in other EU and Schengen states without obtaining residency beforehand.

2
Visa-free travelling to 180+ countries

The list of visa-free destinations for Maltese citizens includes the entire Schengen Area, the UK, the USA, Canada, Australia, and other states.

3
Running an international business

Malta citizens can open companies in this country or other EU states to expand their businesses.

4
Getting access to high-quality healthcare and education

Malta passport holders can turn for medical help or education at facilities in Malta and other EU countries. They don’t need a visa to study at a university or undergo a long-term treatment course.

Get maximum information
about the process

  • Step-by-step procedure
  • Requirements for applicants
  • Required documents
  • Answers to frequently asked questions
Download the guide
PDF, 36 pages, 12 MB
Immigrant Invest
is a licensed agent
(License № AKM‑IMIN‑22)

Who can apply
for Malta citizenship

Investor
  • Over 18 years old
  • With legal income
  • Not under sanctions
  • Without criminal record
  • No visa denial from countries with a visa-free regime with Malta
Spouse or partner
  • In an official marriage or registered partnership with the investor
  • Including same-sex spouses
Children up to 29 years old
  • Including children from previous marriages
  • Adult children must be unmarried and principally dependent on the investor
Parents and grandparents over 55 years old
  • Principally dependent on the investor

Expenses for obtaining Malta citizenship

Investors must rent or buy housing, contribute to Malta National Development and Social Fund (NDSF), and make charitable donations to non-government organisations. In addition, they have to pay state fees.

Real estate investment is €16,000+ annually for rent and €700,000+ for real estate purchase. Applicants must rent a property or remain the objects’ owners for at least five years.

Investors can’t buy several properties: they must choose one object for €700,000 or more.

Contribution to NDSF is €600,000 if an investor applies for citizenship after three years of residence, and €750,000, if after a year. An additional €50,000 is paid for each family member.

Charitable donation of €10,000 is paid to a Maltese non-government organisation.

Additional costs include state fees, for example, the one for the Eligibility test. Also, investors rent housing while maintaining residency, buy health insurance, pay taxes if they buy properties, and pay for legal services.

1 option

Renting real estate

Investors rent real estate for five years for €16,000 a year or more. The amount of rentals doesn’t depend on the property’s region or family composition.

Investor Family of four
Renting real estate for 5 years €80,000 €80,000
Contribution to the NDSF

€600,000
For citizenship application after three years

€750,000
For citizenship application after one year

€750,000
For citizenship application after three years

€900,000
For citizenship application after one year

Charitable donation €10,000 €10,000
State fees
Eligibility test €15,000 €15,000
+ €10,000 for each family member over 12
A fee for residence cards €5,000 €8,000
Administrative fees €3,000 €12,000
Additional costs that are not stated by the regulations, an approximate estimate
Renting real estate for the time of residence
If the investor does not initially buy a property
€12,000+ annually €12,000+ annually
Health insurance €500+ €2,000+
2 option

Purchasing real estate

An investor can buy one property for €700,000 and own it for at least five years after getting citizenship. Then they can sell the object and return the investment with profit.

Investor Family of four
Purchasing real estate €700,000 €700,000
Contribution to the NDSF

€600,000
For citizenship application after three years

€750,000
For citizenship application after one year

€750,000
For citizenship application after three years

€900,000
For citizenship application after one year

Charitable donation €10,000 €10,000
State fees
Eligibility test €15,000 €15,000
+ €10,000 for each family member over 12
A fee for residence cards €5,000 €8,000
Administrative fees €3,000 €12,000
Additional costs that are not stated by the regulations, an approximate estimate
Renting real estate for the time of residence
If the investor does not initially buy a property
€12,000+ annually €12,000+ annually
Fees, taxes and services when buying real estate 8—15% of the property price 8—15% of the property price
Health insurance €500+ €2,000+

Individual calculation
of the Maltese
citizenship cost

Get an individual calculation for your family with all associated costs and government fees

Get the cost calculation
We will send you a quote by email within 1 hour.
Immigrant Invest
is a licensed agent

Why do investors turn to Immigrant Invest?

Maltese legislation doesn’t allow investors to apply for citizenship for exceptional services by themselves. They must turn to a licensed agent, a consulting company approved by the Government of Malta, to prepare and follow the applications.

The procedure of obtaining Malta citizenship is complicated: you’ll need to submit a comprehensive package of personal and financial documents and pass a strict and detailed Eligibility test. So, when it comes to choosing an agent, it must be a meticulous and experienced one.

Our Compliance Unit conducts a preliminary Due Diligence, which helps our clients prepare and successfully pass the Eligibility test. We have worked since 2006, and you can count on the qualified assistance of our lawyers trained in international law and an individual approach to your case.

Immigrant Invest is a licensed agent of Malta citizenship for exceptional services.
Selection of real estate

Individual selection
of properties
for investment

  • Discuss your tasks and goals
  • Choose between properties from reliable developers
  • Get fully prepared and verified documents for a purchase
Natalia Oganesyan
Real Estate Chief
Operations Officer,
RICS certified professional
Schedule a meeting
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How to get Malta citizenship: a step-by-step procedure

Investors and all their family members obtain a Malta residence permit and apply for citizenship a year or three after that, depending on the investment amount. Some additional documents are necessary for submission after three years of residency, but generally, the procedure is similar.

1 day Preliminary Due Diligence

Preliminary Due Diligence

1 day

The Eligibility test is the most important stage of obtaining Malta citizenship. Its results determine whether an investor will receive a passport or not.

To prepare for the primary check, Immigrant Invest’s certified Anti Money Laundering Officers conduct a preliminary Due Diligence for each applicant. They examine the investor’s documents and search for information in international databases to foresee all the possible issues.

If anything may cause the rejection, we will offer you a solution, for example, another path to a second citizenship.

Up to 2 weeks Getting the Police Clearance Certificate

Getting the Police Clearance Certificate

Up to 2 weeks

Maltese police check the data about all applicants over 12 years in Europol and Interpol databases. When the check is completed, it is possible to continue preparing the residency application documents.

About 3 weeks Obtaining a Malta residence permit

Obtaining a Malta residence permit

About 3 weeks

Each applicant of 18+ years old must obtain a Malta residence permit. Also, children 12—17 years old may be included in the application if they wish.

At this stage, Immigrant Invest lawyers prepare a Level 1 Due Diligence report, help investors to find real estate to rent, get health insurance, and prepare all the necessary documents and forms.

An Investor and their family members must visit Malta for fingerprinting and applying for residency. Residency cards are issued in two weeks; Immigrant Invest lawyers get them and send them to the investor. The cards are valid for three years, enabling you to live in Malta and travel the Schengen Area visa-free for 90 days in 180.

Up to 12 months since getting residency Applying for the Eligibility test

Applying for the Eligibility test

Up to 12 months since getting residency

Each applicant over 12 years old passes the Eligibility test. The agent must apply for the check within 12 months since the family acquired Malta residency.

Immigrant Invest lawyers provide the investor with a list of the necessary documents. Then they translate, apostille and notarise copies, fill out government forms, help investors to complete their welfare history, and make all the necessary affidavits. Collection of documents takes 2+ weeks.

4+ months Application processing and approval

Application processing and approval

4+ months

The Eligibility test takes 4—5 months. Then the Minister responsible for the matters related to Malta citizenship approves or rejects the application.

1 or 3 years after getting residency Applying for citizenship

Applying for citizenship

1 or 3 years after getting residency

Investors apply for citizenship after a year or three of residence in Malta.

If the application is submitted after one year, the investor submits an affidavit that their circumstances have not changed. And if they did, an affidavit and specific forms are required.

If the investor applies for citizenship after three years of residence in Malta, they have to submit some additional forms, an updated police clearance certificate and confirm a registration address. If some documents have changed, they must also be submitted.

2—4 weeks Final approval by the Minister

Final approval by the Minister

2—4 weeks

The letter of approval gives the investor the right to obtain Malta citizenship.

Up to 4 months Fulfilment of the investment conditions

Fulfilment of the investment conditions

Up to 4 months

The investor fulfils all the investment conditions in four months. In addition, they submit documents confirming their residence in Malta.

Up to 2 months Getting a Malta passport

Getting a Malta passport

Up to 2 months

Investors and all their family members over six years old have two months to undergo fingerprinting in Malta. All applicants over 18 must take the oath of allegiance.

Four working days later, the passports are ready and can be received at the Malta Passport Office.

What help can you get from us after obtaining Malta citizenship?

Investors and their family members might need additional services after getting Malta citizenship. We can help you with passport renewal, opening a bank account, purchasing real estate and other requests.

Passport renewal or replacement in case of loss

We help investors and their families renew their passports after 2—10 years, depending on a citizen’s age. And in case of passport loss, we prepare the application and help them get a new one.

ID card receiving

We will get an ID card for you at your request and renew it if you change your address or the card’s validity period has expired.

Opening a bank account

We prepare the required documents and fill out the bank forms.

Getting a residence permit for family reunification

For family members that were not included in the initial application.

Registration of tax residency

It is possible if you spend the required number of days a year in Malta.

Registration of yachts

We help to register yachts under the Maltese flag.

Getting a driver’s licence

We consult on the process of obtaining a Maltese driver’s licence. The applicant needs to pass the driving exams.

Selecting a property to buy and conducting the deal

We help investors choose an object online and check the property. Then we help to conclude the deal.

Frequently asked questions

How can I become a citizen of Malta?

Malta citizenship can be acquired by descent, naturalisation, registration or exceptional services. Regular naturalisation requires 5+ years of residence in the country.

Investors may apply for citizenship for exceptional services by direct investment. The required residency time is one or three years in this case.

Is it easy to become a citizen of Malta?

No, it’s not easy to get a Maltese passport. Applicants must fulfil several conditions: for example, to live in the country for a long time and to learn the Maltese or the English language.

Investors can get Malta citizenship by naturalisation after one or three years of residency. They undergo a strict Eligibility test to prove their good character and legality of all income sources and invest €690,000 or more in the country’s economy.

What are the benefits of Malta citizenship?

Investors with Malta citizenship get several opportunities:

  • reside in Malta or choose another EU country to live in;
  • travel visa-free to 180+ countries, including the Schengen Area, the EU and the USA;
  • get access to high-quality medical care and education;
  • run a business or work in the EU.

In addition, if an investor buys real estate to obtain Malta citizenship, they can sell the object after five years of holding a passport. Maltese property may be a profitable investment: Malta house prices have grown 4—6% annually since 2015.

Does Malta allow dual citizenship?

Yes, Malta allows its citizens to have dual citizenship. This means that applicants don’t have to renounce their previous citizenship to get a Maltese passport.

Who is eligible for Maltese citizenship for exceptional services by direct investment?

Investors over 18, with no criminal record, sanctions or visa denials, and with legal income may apply for Malta citizenship. Also, their spouses, children under 29, and parents and grandparents over 55 may be included in the application.

How strong is the Malta passport?

The Maltese passport is one of the strongest in the world. It allows its holders to travel to 185 countries visa-free, including the entire Schengen Area, the UK, and the USA.

How long does it take an investor to become a Maltese citizen?

Obtaining Malta citizenship for exceptional services by direct investment requires one or three years of residency in the country. In addition, several months are needed to prepare documents, fulfil the investment conditions and receive a passport.

How do I become a Maltese citizen by naturalisation?

You can choose the regular path, which requires 5+ years of living in Malta, learning English or Maltese, and having two Malta citizens as sponsors for the application.

Another possible path is Malta citizenship by exceptional services, which requires one or three years of residency for naturalisation and an investment of €690,000 or more. Applicants prove good character and legality of income sources and undergo a strict Eligibility test.

Spouses and children of Maltese citizens may get citizenship by registration.

Schedule a meeting

Let’s discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

Zlata Erlach
Caribbean investment program expert
Schedule a meeting
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